We provide the leads -
You make the sale
and provide customer service -
we handle the paperwork.

As an Essential Loans franchisee you’ll work from home or a small office, converting the leads we provide into sales. Once the deal is done we provide the back-office support, working with you to complete all the necessary paperwork and formalities until the loan is paid out and the customer receives their funds.

At our Head Office in Bromsgrove our teams of administrators and underwriters will work with you to process the customer’s loan as quickly and efficiently as possible.

By having a dynamic self-driven franchisee like you at the all important sharp end of the business and splitting administration to our back-office, we have proven that we can all enjoy higher sales and profitability – whilst ensuring that customers get a better service.


Unlike other financial or sales/service franchises – Essential Loans franchisees are NOT ‘glorified salespeople’. With us you develop a real business with real value.

You will be responsible for building your office into a self-perpetuating business with a local presence, staff and systems that has a worth and respected position in the industry.

For those that are the most ambitious, you can also grow to develop as a fully fledged Essential Loans ‘Branch’ just like our Head Office that can have a value of millions and tens of staff.

This means that, unlike much of our competition who tie their franchisees down as salespeople, every day of hard work that you put into your Essential Loans business will be rewarded by an increase in the value of your own company, that you can resell in the future.